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Leasing a car has its advantages. You can drive a new vehicle at a low monthly payment with minimum maintenance costs. You can also easily trade a leased vehicle for a new one when your lease terminates. But, what happens if you total a leased car? Before you decide to lease or purchase a vehicle,…

Insurance companies are businesses. Given the opportunity to save money, they will. Survival for insurance companies is purely mathematical. They must expend less money on accident claims than they collect in insurance premiums. Whenever possible, insurance companies will deny unsubstantiated accident claims. When denial is not an option, they will use strategies to devalue claims…

Sports teach children valuable life skills. They develop physical endurance, enhance self-esteem, and foster school and community pride.  However, youth sports are inherently risky. Children’s bodies are not fully developed and suffering from childhood sports injuries could cause problems in adulthood. Thankfully, few children incur catastrophic injuries in youth sports. The following offers information about…

Catastrophic injuries are multi-faceted and impact every area of accident victims’ lives. Emotional trauma may be overlooked in the aftermath of a catastrophic injury due to the focus on physical pain and healing. However, addressing emotional trauma is a vital part of an accident victim’s recovery process. The following is a guide to dealing with…

Victims of serious accidents often hear the term “catastrophic injuries.” However, many do not know exactly what that term means and if their injuries qualify as catastrophic. If you were in an accident and suffered life-changing injuries, your injuries may be categorized as catastrophic under federal law. In Texas, if those injuries were the result…

Filing an insurance claim may be the last thing on your mind after a catastrophic injury. Your catastrophic injury may have caused serious pain and suffering, a hospital stay, and you may still be under the care of a medical recovery team. However, you are under a statutory deadline to file a Texas catastrophic injury…