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Should I Give a Recorded Statement to an Insurance Company?

Posted By Aguirre Law | May 20 2023 | Personal Injury

If you are contemplating giving a recorded statement to an insurance company, speak with an experienced San Antonio personal injury lawyer. There are times when making a statement to an insurance company is the necessary and the proper thing to do. 

However, making the wrong statement to a claims adjuster could cause: 

  • Your claim to be denied;
  • Your claim to result in an insufficient payout; or 
  • You being blamed for the accident and any resulting injuries.

The following offers general advice about giving recorded statements to insurance company representatives or adjusters, but no two personal injury claims are the same. Get personalized advice before moving forward with yours.

Can I Give a Recorded Statement to My Own Insurance Company?

Insurance companies typically require their policyholders to report accidents. Policyholders who do not report accidents and subsequently cooperate in the claims process may be barred from receiving any compensation for their injuries. 

Reporting an accident is different from giving a recorded statement. An insurance adjuster will often ask for a statement within twenty-four hours of an accident. However, accident victims are rarely in any condition to provide a statement immediately following a traumatic event.

Rather than making any type of formal, recorded statement after an accident, it is best to just state the facts and request time to speak with your attorney.

Can I Give a Recorded Statement to the Other Party’s Insurance Company?

Do not give a recorded statement to the other party’s insurance company. Contact a personal injury attorney for advice. 

An adjuster from the other party’s insurance company can use any statement you make against you. Insurance companies are for-profit businesses. Their goal is to save money and benefit their shareholders.

Adjusters do this by denying claims and offering the lowest payouts possible to injury victims. Adjusters may be able to support their actions by using a victim’s recorded statements against them.

What to Say When Asked to Give a Recorded Statement

Recorded statements are unchangeable, undeniable proof used in accident cases. Honest mistakes you make in a recorded statement can be used as evidence of your liability for an accident or to prove your dishonesty.

You are not required to give an insurance adjuster a recorded statement. If asked, to provide one let the adjuster know that you will be glad to speak with them about the accident as soon as you speak with your attorney.

Your attorney can assist you in preparing a written accident statement for the insurance company.

Contact an Experienced San Antonio Personal Injury Attorney Today

An experienced San Antonio accident attorney from The Aguirre Law Firm, PLLC, can review your accident claim at no cost. We can offer you valuable advice about proceeding with your legal action and protecting your legal rights. 

If you choose to hire The Aguirre Law Firm, PLLC, we will help you write a statement to any insurers that meets their requirements and avoids implicating you in your accident. In addition, we will take over all future insurance company correspondence. 

Moving forward without an attorney risks your chances of being fairly compensated for your accident. Contact The Aguirre Law Firm, PLLC, in San Antonio today to schedule your complimentary claim consultation.

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